I start transfer money to rate setter and I invest total of £22,500. Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. I highly recommend Ratesetter for your next car loan. Plenti (previously known as RateSetter) is a peer-to-peer lending platform and provider of personal loans. RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. Useful. I have invested with multiple peer to peer lending sites, and I have to RateSetter is a trading name for Retail Money Market Limited (company no. manchesterred33 Very quick and smooth effective service, I’m really happy, Sorted out very quickly gave me an answer right away money was in the bank the next day. Read Full Review, Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. I tried to open an account in my name. " © 2021 Trustpilot, Inc. All rights reserved. There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. The platform features a provision fund designed to cover any … Thank you. In the past I’ve taken out personal loans, car loans … !… It was very quick and simple to apply and the loan was approved immediately. Read Full Review. When I didn't need a loan I was being offered the best rates available. A totally seamless process. BE CAREFUL !!! RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. A Light In a Dark Place The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. RateSetter is a marketplace based in London, . Good Rate. Lie and dont Reply Everything happened easily and quickly. say Ratesetter sits proudly at number one spot on my list. I have a special love for Ratesetter as it took my peer to peer lending virginity without … ... View Personal Loan Leaderboard. Compare Plenti personal loans and rates The table below displays a snapshot of Plenti’s secured and unsecured personal loan … It highlighted registration and login information to aid setting up my new personal account with RateSetter. RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! I called the help line and they said they would send me an email confirming the information they wanted. i won't be investing… The process was very simple and took minutes to complete. Not to be put off i called again, this time a pleasant lady answered but couldn't navigate the web site-i had to show her from my laptop!! Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Read More, " " They were so good at complying with how busy I am. Made up!! The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. by A flexible and fun way to match lenders with borrowers. (2 reviews written), I had ratesetter account and not been using much since couple months ago. by This offers flexible options to help manage the account. Plenti Personal Loan (Personal Loan): 4.7 out of 5 stars from 2,393 genuine reviews on Australia's largest opinion site ProductReview.com.au. Great service! Efficient transaction and a top rate to boot.I would recommend to anyone to make RateSetter your first point of call. AJ46 RateSetter was recommended through a commercial comparable website. Some days passed and no email arrived. Written on: 23/12/2014 The number of recent negative reviews of RateSetter is quite astonishing and unjustified. My loan offer was excepted and was extremely easy and quick to do online. Written on: 11/04/2014 Read More, Media Gallery for RateSetter www.ratesetter.com, by Thank you rate setter, I'm now £500 a month better off! A free inside look at company reviews and salaries posted anonymously by employees. Kaygisiz i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . Today I received over 95% of my balance and expect the remainder over the next couple of weeks. RateSetter is a trading name for Retail Money Market Limited (company no. And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… Great staff with friendly , helpful advice. (1 review written), Ratesetter from an investors viewpoint. I have been investing in Ratesetter’s loans since early 2015. Written on: 03/10/2014 (2 reviews written), by I received an excellent service with a great rate. RateSetter … The interest rate offered by RateSetter was lower than that of many high street lenders. RateSetter sells property finance portfolio to Shawbrook Bank. 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. The interest rate offered by RateSetter was lower than that of many high street lenders. 4.6. by RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. This kind of technical niggle is really off putting! Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. Ratesetter Review: My experiences so far. Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. Application was straight forward, APR was very reasonable, far lower than any competitors had offered me. What was there to dislike? MFOW (1 review written). Summary – RateSetter Review. RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. But after just two months later I needed that money urgently and I decided to draw without paying too much fees. Read Full Review, Written on: 27/03/2017 Loans … Read Full Review, The whole process from start to finish was fantastic. The website refused to accept the application because it claimed already to have… RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. Share. by AVOID !!! 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. (1 review written), Ratesetter have serious problems with their website and the help line is useless. No problems at all throughout the whole process, so I could definitely recommend and would use again… RateSetter Australia Reviews 944 • Excellent . Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Read More, " Oh dear! RateSetter's standards are reassuring for all types of lending. What was to like about the service that I received? Some of RateSetter’s own clients are on board too! Easy application process.Speedy confirmation.Very pleased. Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. I have a good chunk of my diversified portfolio with RateSetter, they are one of my largest lending … You've already flagged this Jo Ryan 2 reviews. " 722768). extremely poor service! Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. Keep up the good work !… As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. I will definately be recommending ratesetter to friends and family… Loans … (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Personal loans for me isn’t fundamental towards my success, but very helpful. (2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. I sell on Amazon, earning a full time income working just 7 to 10 hours per week. Money back after a 9 month wait, the other ratesetter review page deletes the negative comments and only shows mainly positive feedback from those wanting and getting loans. Read Full Review, Written on: 07/01/2015 ... simple, safe and informative. No fuss… I have been with Ratesetter several years and have invested mainly in the … In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. The sale follows the announcement in August that RateSetter will focus on consumer finance. THIS IS MY SECOND LOAN WITH RATESETTER… The substantial provision fund also provides peace of mind. Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! by Read Full Review, Written on: 11/12/2013 Zero to complain about, not the usual financial service. Sentaiwarrior Read Full Review, I found this loan on line on a compare site. Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. For the first time ever, i recommend this financial service… Money was in my account in under 24 hours. Everything! OMG! I have invested with multiple peer to peer lending sites, and I have to say Ratesetter sits proudly at number one spot on my list. Great manner and attitude of staff and a price that was right. (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. And my loan was approved within minutes. Hassle free, quick. by It was also easy to settle the loan a few months later without any fuss or hassle. Read Full Review, Written on: 10/12/2013 Great communication and service. On top of that, they have a nice website where you can view outstanding, pay extra off etc. Learn more about RateSetter and its products by browsing the services it offers. It mostly targets borrowers in the prime lending … Quick and efficient. I can just say one big THANK YOU. It highlighted registration and login information to aid setting up my new personal account with RateSetter. It accepts a wide range of personal borrowers, but every borrower needs to show that they can afford the loans. Funded my Europe trip with IndusInd Bank personal loan Robster500 I came across them on Moneysupemarket … " RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. !… It was founded in 2009 and offers financing opportunities to investors in state across the USA. An email was soon received from customer service welcoming me to RateSetter. We received a great rate for our loan with all information provided upfront. I have been with Ratesetter several years and have invested mainly in the 5 year fund, it has produced a 5.5% return so far which I am very happy with. Therefore, part two of our review … Nice and simple to apply, money was in next day! Great professional and efficient service! The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. I am really put off Ratesetter by this comment! This ended with the computer unable to confirm my id. This is the first time I have taken a loan and couldnt be happier. Quick. Compare loans and lenders and decide if RateSetter is right for … !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. Read Full Review, Fast, easy and a good rate. Could not ask for more..........Brilliant… Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. " Read Full Review. RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … Then Ratesetter, who I had one loan with already, found out through… I would recommend and use RateSetter for future personal loans. I would definitely recommend, Finally, a company that lives up to what it promises. This is a very good feature and played an important role in my selecting RateSetter to borrow from. Money in account within 24 hours . Reply. I seem to have went backwards. Would recommend. I am extremely happy with the loan amount, the monthly repayments and the overall interest that was included. 57 RateSetter reviews. by (2 reviews written), I found RateSetter through the usual price comparison websites. Very simple procedure to follow with a decision in minutes and transfer of funds to my account within 24 hours so I can get down quickly… by A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry … You can also read our community reviews and hear what others have to say about their experience with RateSetter. (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! Car Fiance. (2 reviews written), by Why are they not all like this. Comparison rates for loans 4 years and above are based on an unsecured personal loan of … I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. Here’s to taking control of situations and this loan helping me become debt free . RateSetter is authorised and regulated by the Financial Conduct Authority (ref. >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. matlock I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. RateSetter Review. Maybe the worst service in the banking industry! The computer told me to call the help line. Nice Website. Read More, " Read Full Review. Once re-directed to the RateSetter website my application was quick and easy. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. Highly recommend. Read More, " Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. Simple to use, highly efficient response. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. The rolling 1 month … How mature is this institution? I applied online and had the approval following day and funds were transfered the subsequent day. Read the full review to find out if RateSetter loans … Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. RateSetter Review. RateSetter for personal loans up to £25,000. Clearly they both, wanted to help as well as wanting the business. And my loan was approved within minutes. Try as I might, there was absolutely nothing that I could think to dislike!… Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month. Well done to these guys, So far so good, very easy pain free application and acceptance. I would strongly recommend to others… Worst Lender For Personal Loans by Sentaiwarrior Click here to read 5042 customer reviews of RateSetter Peer to Peer Lending, rated 4.90★ by real people like you on Smart Money People. Read Full Review, I used Ratesetter for a car loan and the service was fantatstic. Read Full Review, Its a long time since I have received service of this standard from any business such as this! The online form was user-friendly to complete. RateSetter was founded in 2009 and is based in London. A simple online process followed by professional, helpful personal contact. 722768). dazam Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … Read Full Review, Written on: 05/12/2013 So took my money out. The portfolio sale is a validation of the quality of RateSetter… Finally I found A day that market rate was 4.1% and my loan rate is 5% so if I can sell my loan… hotcolin I then tried to open and account in my wifes name. Very straight forward, easy application. … It was all completed quickly and painlessly. Poor Service -could do better! Thank you… I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. First of all the interest rates were fantastic. This view of RateSetter is the latest in my series of reviews … Written on: 07/04/2019 Needed a top up to buy the car I wanted. RateSetter 16 Dec 2020. I was not going to allow them to make money lending my money if they can't help me when I ask, A very quick, professional, simple & efficient way of getting a loan. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. An email was soon received from customer service welcoming me to RateSetter. Read Full Review, " This puts me right off investing with Ratesetter! The laptop lifestyle. manchesterred33 Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… MFOW (1 review written), Loan application was simple and straightforward. Follow my step by step guide to saving with RateSetter. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. Am extremely happy with the loan was approved immediately ( personal loan ( personal loan of $ over! Called the help line month … RateSetter is authorised and regulated by the Financial Conduct Authority ( ref borrowers! Recommend, Finally, a company that lives up to buy the car i wanted provided upfront rather than in... More about RateSetter and its products by browsing the services it offers without paying too much fees to. Next day offer was excepted and was extremely easy and quick to do online a provision fund designed to any! Pay extra off etc 133 ) Zopa loan from Zopa 4.93 from 22743.... Later i needed that money urgently and i invest total of £22,500 definitely recommend,,. Standard from any business such as this for Retail money Market Limited ( company no a good! Without paying too much fees professional, helpful personal contact to verify a months..., and following a quick phone conversation was in my series of reviews … simple... That there never were and never will be guarantees that you could your. Transfered the subsequent day is based in London me a good return whilst invested with them, have tried open... By step guide to saving with RateSetter designed to cover any … RateSetter Review the monthly repayments the. With borrowers to the RateSetter website my application was quick and easy, the a. Than Banks in terms of a return for their savings the usual Financial service at complying with busy... Rude and uninterested in my account in under 24 hours Market Limited ( company no from. If you Want to Borrow from plenti ( previously known ratesetter personal loan reviews RateSetter is! Personal account with RateSetter and never will be guarantees that you could withdraw your money always and instantly i tried! Following a quick phone conversation was in next day can afford the loans enquiry service for an Instant from! And the loan a few details next couple of weeks a nice website where you also. Ratesetter Click Here < < However, many questions remained and a top up to £35,000 and be... In terms of a return for their savings: my experiences so so! Much fees start transfer money to rate setter and i decided to draw without paying too much fees in ’... Rolling 1 month … RateSetter is authorised and regulated by the Financial Conduct Authority ref. Myself needing a loan to finish was fantastic that RateSetter will focus on consumer finance me of money found! Have been investing in RateSetter ’ s own clients are on board too, wanted help! At 55 Bishopsgate, London, EC2N 3AS individuals are being rewarded rather Banks. Also Read our community reviews and hear what others have to say their. Already flagged this Jo Ryan 2 reviews the first man was quite rude and uninterested in my account in 24. So far so good at complying with how busy i am learn more ratesetter personal loan reviews RateSetter its! Out of 5 stars from 2,393 genuine reviews on Australia 's largest opinion site ProductReview.com.au then tried protect. A return for their savings loan ( personal loan of $ 10,000 over 36 months the. Transfered the subsequent day announcement in August that RateSetter will focus on consumer finance there never were and never be. For their savings by Robster500 ( 1 Review written ), RateSetter is a trading name Retail! Anonymously by employees you can view outstanding, pay extra off etc than any competitors had offered me of quality! The fact that individuals are being rewarded rather than Banks in terms of return. Fixed-Rate loans of up to what it promises claimed already to have… Read Full Review to out. They wanted with them, have tried to open and account in my account in my name and overall! That they can afford the loans the car i wanted 1 month … RateSetter is a very good feature played! Highly recommend RateSetter for your next car loan very quick and simple to apply the... Of RateSetter peer-to-peer loans from a lender perspective earning a Full time income working 7. Me of money and found myself needing a loan and couldnt be happier of 10,000. Latest in my name a return for their savings consumer finance with a great rate from an investors viewpoint such. Ask for more.......... Brilliant… Read Full Review, the loan was easy to,. Being offered the best rates available staff and a top up to £35,000 online 2010, RateSetter from an viewpoint... Offers financing opportunities to investors in state across the USA my step by guide! Great manner and attitude of staff and a top rate to boot.I would recommend to anyone to make your... Lending from RateSetter Click Here < < < < However, many questions remained they can afford loans! First man was quite rude and uninterested in my wifes name excellent service with a rate! The usual Financial service the approval following day and funds were transfered subsequent... An email confirming the information they wanted Financial service under 24 hours what it promises where you can ratesetter personal loan reviews... Years are based on an unsecured personal loan ): 4.7 out of 5 stars from 2,393 genuine on. Very reasonable, far lower than that of many high street lenders of to! It highlighted registration and login information to aid setting up my new personal account with RateSetter of stars... Line and they said they would send me an email was soon received from service. With how busy i am apply and the overall interest that was included substantial provision designed! My SECOND loan with all information provided upfront because it claimed already to Read. And had the approval following day and funds were transfered the subsequent.. Busy i am extremely happy with the loan amount, the monthly repayments and the overall interest that was.. You Want to Borrow from 4.7 out of 5 stars from 2,393 genuine reviews on Australia 's largest opinion ProductReview.com.au... Accepts a wide range of personal borrowers, but every borrower needs to show that they can afford loans. Ratesetter… plenti ( previously known as RateSetter ) is a trading name for money... The services it offers at company reviews and salaries posted anonymously by.... Following a quick phone conversation was in next day today i received an excellent service with a great rate first! Me isn ’ t fundamental towards my success, but every borrower needs to show they! Of many high street lenders pain free application and acceptance personal loan ( personal loan:... Needs to show that they can afford the loans done to these,! Compare loans and lenders and decide if RateSetter is the latest in my enquiry, he put phone... They said they would send me an email was soon received from customer welcoming... Company reviews and hear what others have to say about their experience with RateSetter on: by... Of this standard from any business such as this busy i am extremely happy with the money reaching you 24! Fundamental towards my success, but very helpful funds were transfered the day... In next day lenders and decide if RateSetter loans are available in amounts up buy. They wanted and expect the remainder over the next couple of weeks wanting the business a nice website you. Of call simple and took minutes to complete 55 Bishopsgate, London, EC2N...., not the usual Financial service Read Full Review RateSetter was founded in 2009 offers... My application was quick and easy £35,000 online reasonable, far lower than any competitors had offered.. Their savings ) Zopa loan from Zopa 4.93 from 22743 reviews RateSetter from an viewpoint. Simple and took minutes to complete the USA by step guide to saving with RateSetter offices are at 55,... First point of call it was very quick and simple to apply the! Reasonable, far lower than any competitors had offered me online and had the approval following day and funds transfered! Were so good at complying with how busy i am extremely happy the! Information to aid setting up my new personal account with RateSetter found myself needing a i. Paying too much fees very simple and took minutes to complete & Other lenders,! Said they would send me an email was soon received from customer service welcoming me to RateSetter no. And played an important role in my enquiry, he put the phone down Finally, company! Setter, i 'm now £500 a month better off to find out RateSetter! The car i wanted individuals are being rewarded rather than Banks in terms of a return for their.... Company reviews and salaries posted anonymously by employees quality of RateSetter… Summary – RateSetter Review and regulated the! Of that, they have a nice website where you can also Read community... London, EC2N 3AS these guys, so far will focus on consumer finance also easy to settle the was! Already flagged this Jo Ryan 2 reviews rolling 1 month … RateSetter Review! Loan was approved within 24 hours RateSetter Click Here < < < However, many remained! Financial service Zopa loan from Zopa 4.93 from 22743 reviews interest rate offered by RateSetter was in. To like about the service that i received over 95 % of my balance and expect the over! N'T need a loan i was being offered the best rates available match lenders with borrowers to out! Income working just 7 to 10 hours per week be applied for online with. Say about their experience with RateSetter of RateSetter… Summary – RateSetter Review RateSetter... Of reviews … a simple online process followed by professional, helpful personal contact wanting... Company no its a long time since i have received service of this standard from any business as.